Because a right has been exercised under the Consumer Credit Protection Act. Ensuring fair access and equal treatment to national bank customers is a fundamental part of the OCCs mission. At this point, I am sure you are thinking Ethan, I know this. This looks like a little house with an sign in it that says Equal Housing Lender, or Equal Housing Opportunity, or uses that language Equal Housing Lender in the text of our advertisement. Because income is from public assistance or And we do that by putting the official Fair Housing Act sign on our advertisements. On the basis of race, color, national origin, religion, sex, marital status, or age UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION: IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD:Īssistant Secretary for Fair Housing and Equal Opportunity, Department of Housing and Urban Development, Washington, DC 20410.įor processing under the Federal Fair Housing Actįor processing under applicable Regulations. Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan or in appraising property. FDIC Rules and regulations are promulgated by the FDIC under its statutory authority and mandates. The FDI Act, as amended, is displayed on this site in full text, with sections numbered as it was enacted (rather than as-codified). It is recommended that savings associations post a Spanish language. The Federal Deposit Insurance Act (FDI Act) specifically governs the FDIC. Sign in Find over 500 million flashcards. Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling or to deny any loan secured by a dwelling or The poster shall be at least 11 by 14 inches in size, and the text shall be easily legible. UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18) TO: We Do Business In Accordance With Federal Fair Lending Laws. (b ) The text of the Equal Housing Lender Poster shall be as follows:
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